Native banking, in your pocket.
Expo 53 + React Native 0.79 with a typed query layer, persistent cache and a polished interaction model — biometrics, haptics, bottom sheets and OTA updates.
Open FigmaArchitecture
Screens
Tech stack
| Runtime | Expo SDK 53 |
| Framework | React Native 0.79 |
| React | 19 |
| Language | TypeScript (strict) |
| Navigation | React Navigation |
| Data | TanStack Query + persist |
| State | Zustand |
| Storage | MMKV · SecureStore |
| Motion | Reanimated |
| Sheets | @gorhom/bottom sheet |
| Charts | react native gifted charts |
| Media | expo image · expo blur · expo haptics · expo camera |
| Auth | expo local authentication |
| Push | OneSignal |
| Build | EAS · Expo Application Services |
KYC flow
Build pipeline
Providers & integrations
Services that power the mobile app.
Integrated Finance
Regulated core banking partner powering accounts, dedicated IBAN issuance and SEPA / SWIFT transfers across the EU.
Sumsub
End to end KYC and KYB onboarding, document checks, liveness, AML screening and ongoing monitoring for every creator.
Phyllo
Creator data API that securely connects 7 social platforms to verify identity, audience and earnings in real time.
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Monite
Embedded invoicing, counterparties, VAT handling and accounts receivable, fully white labeled inside the creator dashboard.
Google Pay
Tokenized wallet provisioning so creators can add their Lobster card to Google Pay and tap to pay anywhere contactless is accepted.
Apple Pay
Native wallet provisioning for iOS, creators add their Lobster card straight to Apple Wallet for Face ID secured tap to pay.
OpenAI
AI provider powering three copilot features: Assistant (finance Q&A and onboarding guidance), Analytics (plain language revenue and spending reports), and Invoicing (auto generated, prefilled invoices with polite follow ups).
OneSignal
Cross platform push notifications for card authorizations, transfer status and product announcements on iOS and Android.
Expo / EAS
Mobile build pipeline, over the air updates and release channels for shipping the iOS & Android apps continuously.
Firebase
Crashlytics and product analytics for iOS & Android builds, crash free sessions and funnel insights.